Your Path to Home Ownership Starts Here

Expert mortgage lending with personal guidance — from first-time buyers to seasoned investors. We make the process simple.

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Takes less than 2 minutes. No credit pull required.

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⭐ 5-Star Rated Service
⚡ Fast Pre-Approvals
🏡 Purchase & Refinance
🤝 Personalized Guidance
Loan Options

The Right Loan for Every Situation

Whether you're buying your first home or your fifth, we have a solution tailored to your goals.

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Conventional Purchase

Competitive rates for home purchases with flexible down payment options starting at 3%.

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Refinance

Lower your rate, reduce your term, or tap into equity with a streamlined refinance.

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FHA / VA / USDA

Government-backed loans with low or zero down payment for eligible buyers and veterans.

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Jumbo Loans

Financing above conventional loan limits for luxury and high-value properties.

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Non-QM Loans

Flexible qualification for borrowers who don't fit traditional lending guidelines — ideal for self-employed and unique income situations.

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Business Bank Statement

Qualify using 12–24 months of business bank statements instead of tax returns — perfect for self-employed borrowers and business owners.

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DSCR Loans

Debt Service Coverage Ratio loans let investors qualify based on rental income rather than personal income — great for growing a portfolio.

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Hard Money

Fast, asset-based financing for fix-and-flip projects, bridge loans, and time-sensitive real estate investments.

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HELOCs / HELOANs

Tap into your home's equity with a Home Equity Line of Credit or Home Equity Loan — ideal for renovations, debt consolidation, or major expenses.

Meet Your Lender
Martin Dolan

Hi, I'm Martin Dolan

With years of experience in California's mortgage market, I founded Dolan Lending Solutions with one goal: to make home financing straightforward, transparent, and stress-free for every client.

Based in Lake Forest, I serve buyers and homeowners across all of California — from first-time buyers navigating the process for the first time, to investors building their portfolios with jumbo and conventional financing.

I believe in educating my clients, not just closing loans. When you work with me, you get a real person who picks up the phone, answers your questions honestly, and guides you every step of the way.

5★
Client Rated
24/7
Always Reachable
CA
Statewide Licensed
Schedule a Call with Martin →
Mortgage Calculator

Estimate Your Monthly Payment

Adjust the sliders to see what fits your budget. Ready to get an exact quote? Reach out anytime.

$600,000$100k – $2M
20% — $120,0003% – 50%
6.5%3% – 10%
30 Years10 – 30 years

Estimated Monthly Payment

$3,028
Principal & Interest only
Loan Amount$480,000
Down Payment$120,000
Interest Rate6.5%
Total Interest Paid$609,987
Total Cost$1,089,987
The Process

Simple. Transparent. Stress-Free.

We guide you every step of the way — from your first question to closing day.

1

Apply Online

Fill out our quick form. No credit pull at this stage — just the basics to get started.

2

Get Pre-Approved

We review your information and issue a pre-approval letter, often within 24 hours.

3

Find Your Home

Shop with confidence knowing exactly what you can afford and what sellers will accept.

4

Close & Move In

We handle the details so you can focus on what matters — getting the keys.

Client Reviews

What Our Clients Say

Real experiences from real homeowners across California.

★★★★★

Martin and his team were very professional and communicative with me as I explained my situation, and they listened to my concerns. I was very pleased with the team; I highly recommend them and will be working with them again in the future. Thanks Again!

MR
Maira Rosales
Client · Verified Review
★★★★★

I had so many mortgage managers try to convince me they could get a refinance done switching from FHA to VA, and they could not deliver. But once I gave Martin Dolan a call I believed what I heard. He really knew the intricacies of getting a loan when my credit was on the cusp — and he totally came through.

MP
Mark Pierce
FHA to VA Refinance · Verified Review
★★★★★

Totally recommend Today's Home Mortgage. Representative Martin Dolan performed in a top notch manner. Very transparent in the entire process. Efficient and honest. Highly recommend.

HM
Humberto Manzano
Client · Verified Review
★★★★★

Martin was fantastic. Patient, very knowledgeable, and really knows his stuff — especially dealing with condos and HOAs. He is a rare man of his word and communicated with me whenever I reached out. This will be my only stop if I need loan services again. Thank you!

SC
Stefanie Coleman
Client · Verified Review
Book a Meeting

Schedule a Free Consultation

Pick a time that works for you — no obligation, just a friendly conversation about your goals.

Contact Us

Ready to Talk? We're Here.

No pressure, no obligation — just honest answers from a real mortgage professional.

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Phone

(949) 525-7718

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Email

martind@
todayshomemortgage.com

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Office

27 Orchard Rd #111
Lake Forest, CA 92630

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Schedule Consultation

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